Young people, but also in their forties and fifties, are looking for a flexible and affordable home loan. lite lender is the answer! This expansion in the existing acceptance policy of lender ensures that a mortgage loan does not have to be unbearable in your budget. Moreover, it is a perfect solution for “middle agers” to further colorize the future financially.
Flexible and affordable housing credit for young people
Young people today have a hard time getting a mortgage to finance their (first) home.
On the one hand, many lenders oblige them to invest a large proportion of their own resources in the purchase of their home.
On the other hand, young people are only at the beginning of their career, which means that the repayment of their mortgage loan soon becomes a serious lump in the monthly budget.
With lite lender there is now a solution.
Young people can borrow up to 100% of the purchase price with this product and they keep their monthly budget perfectly under control . You can read more about this under the fourth item (What makes a lite lender an affordable home loan).
Flexible and affordable home loan for people in their forties and fifties
The middle agers, dynamic people in their forties and their fifties also often look for solutions. They are further in their lives and are more in need of customization for their mortgage loan. This group of “middle agers” cannot always go to the normal banker for this.
On the one hand, because this banker hardly wants to deviate from a traditional home loan.
On the other hand, many other lenders are rather suspicious of a fixed-term credit and a longer-term term.
That is why lite lender is the ideal answer to the needs of people in their forties and fifties. You do not have to compromise your standard of living and you can work out your finances personally.
You are going to combine a classic home loan with a fixed term loan. A long duration of 25 to 30 years therefore remains possible!
What makes lite lender a flexible home loan?
The principle of this mortgage loan is that there are two credit advances.
In the first advance you pay fixed personalities as with any other traditional home loan. With this you repay capital and interest.
The second advance is a fixed-term credit. This is a form of credit where you only repay interest during the term of the credit and the borrowed capital at maturity.
The freedom you get to repay the borrowed capital makes the lite lender a flexible home loan. You can repay the borrowed capital with funds that you expect in the future. This can be money from a group insurance or savings plan. Or you expect to be entitled to a sum from an inheritance. Or you are looking to sell the property by the due date to live elsewhere.
What makes lite lender an affordable home loan?
At Lite lender, we will calculate your repayment capacity based on what you will actually pay each month. This already is the amount of the fixed humanity as well as the amount of interest.
If you add up these two amounts, you will get a lower amount than with a traditional home loan. In this way, the lite lender is an affordable home loan both monthly and in the long term. Below we make the comparison for you. Be convinced by the example.